About Me

Once upon a time, I wanted to be a concert pianist, and I spent most of my childhood and teenage years at my piano, practising with that in mind. But it wasn’t to be, and when I left school, I joined Balfour Beatty plc as a trainee accountant.

I qualified as a Chartered Certified Accountant in 1990 and as a Chartered Tax Adviser in 1992. I then pursued a career in finance across a range of businesses, including Swiss Life plc, TRACKER Network (UK) Ltd, and Direct Line Group plc.

I also completed a management buyout during this time, acquiring a national occupational health business from Swiss Life. I ran this as the sole shareholder for two years before selling it to a trade buyer after returning it to profitability.

This gave me a taste of entrepreneurship and at the first opportunity I left the corporate world to concentrate on serving small businesses, and I’ve been running my accountancy practice since 2013.

I’ve now been qualified for over 30 years. I live on the Wirral with my wife and our six children. And I’m still getting a buzz out of helping business owners with their numbers.

My ‘mission’ is to support business owners to realize their business dreams, to allow them to become the best version of themselves that they can be, and so to positively impact their lives and the lives of those around them; their partners, spouses, children, other family, and friends.

I do this in a number of ways.

In my accountancy practice, I provide services ranging from the traditional year-end accounts and tax returns to monthly management accounts and tax planning advice. If this is what you are looking for you can check me out at https://chrisfry.accountant.

But not everyone is ready for an accountant. Some businesses are at the startup stage with little or no money coming in. Others are at a stage where the owner prefers to do things themselves. Personally, I think it is never too early to engage a professionally qualified accountant but the purpose of this site is to provide support for those not quite ready to take that step.

On this site, I share educational material aimed at improving your financial literacy.

Here you will learn the difference between a Profit & Loss Account, a Balance Sheet and a Cash Flow Statement. I will show you how to interpret them. And how to read the numbers in the way that your bank manager, or an investor, might read them. To see your business through their eyes.

Perhaps more importantly I will show you how to use your financial statements to better understand your business. And how to improve the performance of your business to achieve your goals whether that is business growth, more profitability or an improved cash flow.

If you like what you see here, you might consider taking things one step further and investing in one of my courses. I have a couple of these to suit different budgets and you can check out the full details on this page.

And please don’t be shy. I’m always happy to hear from my readers so please do comment on what you find useful. Let me know if anything is not clear. And If you want to reach out to me you can do that using the Get In Touch page. I’d be delighted to hear from you!